Personal Accident & Illness
Claim Example

Whilst cooking, an insured cleaner accidentally spilt oil which landed on their leg and thigh resulting in a second-degree burn. They were admitted to hospital for three days and required changes of the dressing, antibiotics, and occupational therapy. All told, they were unable to work for a total of seven weeks.

After reviewing the supporting evidence—which included photos, business tax returns, profit and loss statements, and doctor’s reports—the insurer accepted the claim.

A one-off payment of $3,414.67 was made to the insured.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers.