Business Insurance can provide cover for your client’s business’ premises and contents, against loss, damage or theft, also offering protection against financial loss experienced from an insured interruption to their business.

There are many different types of Business Insurance cover options, each designed to protect different areas of a business’ operation, including:

• Building Insurance If your client owns the building from where they operate their business this Covers them for damage to the building due to fire and other perils listed within the policy wording
• General Property Insurance which covers against theft and accidental damage of equipment, such as tools, laptops and mobile phones whilst your client is away from the office.
• ContentsCovers your client for damage to their contents and stock due to fire and other perils listed within the policy wording
• Public Liability Insurance which covers your client’s business against the legal costs of a claim for injury or damage to the property of others that occurs while they are providing a service, either at your workplace or another location.
• Glass Insurance which covers the loss or damage to the glass within your client’s premises, this could be internal or external.
• Tax Audit Insurance which covers fees of any accountants engaged in connection with an audit by the Australian Taxation Office.
• Business Interruption Covers loss of income following an interruption to your client’s business following an insurable event