Product

Allied Health: Combined Professional Indemnity & Public Liability

Occupation

Personal Trainer

Industry Segment

Allied Health

Claim Description

The Insured, is a personal trainer who put together a tailored exercise program targeted the Claimants specific personal goals to lose weight and improve her general health and wellbeing. Over the weeks, the Claimant complained of a sore back when doing squats and the Insured insisted she persist with ball squats. The Claimant was taken to hospital due to unbearable back pain and the underwent spinal surgery. The Claimant has made a claim for damages including economic loss, medical care and loss of future earnings. Assessment of damages by panel law firm is in excess of $300,000.

Outcome

The Claimant made a claim for damages including economic loss, medical care and loss of future earnings. Assessment of damages by panel law firm is in excess of $300,000.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only.  Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers, and will depend on the specific facts and circumstances involved.

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