Product

Allied Health Combined Liability

Occupation

Fitness Instructor

Industry Segment

Allied Health

Claim Description

Prior to the start of a group fitness class, an exercise bench was partially placed underneath a set of monkey bars. While performing the exercise, a participant dropped from the monkey bars and landed on the foot of the exercise bench. She lost her balance and suffered an injury.

The participant sought compensation from the insured fitness instructor, alleging that the instructor was negligent and did not create a safe environment.

Outcome

The instructor’s insurer covered the claim and paid $219,418, including $44,418 in legal and other fees.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers.

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