Personal Accident & Ilness



Industry Segment

Allied Health

Claim Description

A physiotherapist suffered gallstones and required surgery. They were unable to work for two weeks post-surgery and returned to work in a reduced capacity for several weeks until they had fully recovered.


The Insured claimed Weekly Sickness Benefits. Their policy paid a Temporary Total Disablement of $1,400 per week during the 2-week post-surgery period and a Temporary Partial Disablement of $790 per week until they had fully recovered.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only.  Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers, and will depend on the specific facts and circumstances involved.

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