Claim Example

Professional Indemnity

Product

Professional Indemnity

Occupation

Land Surveying Service

Industry Segment

Architect & Engineering Services

Claim Description

A land surveying service conducted a survey of an underground stormwater pipe, which was used by an architect to design a two-storey house on the property. During excavation works, the builder discovered that the pipe was located only 300mm from the building structure—much less than the one metre distance mandated by the local council. As a result, the builder issued an invoice for $26,372 to the property owner for the cost of redesigning and repositioning the house to comply with regulations. The property owner sought compensation from the land surveyor, alleging the new costs arose from the incorrect surveying report.

Outcome

The land surveyor’s insurer reviewed the claim and agreed to cover it under the Civil Liability clause of their Professional Indemnity policy. The land surveyor paid the $2,500 excess, and the insurer paid the remaining $23,872.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers.

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