Professional Indemnity


OHS Consultant

Industry Segment

Consultancy Occupations

Claim Description

The Insured is an OHS consultant who prepared an OHS assessment of the common areas of the residential apartment block. Subsequently a worker employed to install telecommunications equipment stepped on a skylight which then broke. The worker fell four metres sustaining severe injuries including spinal cord injury, resulting in paraplegia. The Insured was notified that Victorian WorkCover Authority had commenced negligence proceedings against 8 defendants including the Insured.


The final settlement and insurer contribution was $318,700 including legal costs.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only.  Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers, and will depend on the specific facts and circumstances involved.

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