The Insured is an OHS consultant who prepared an OHS assessment of the common areas of the residential apartment block. A technician was severely injured whilst working on the property. WorkCover commenced negligence proceedings against a number of defendants including the Insured.
Damages against all defendants exceeded $5 million and the Insured’s portion amounted to over $300,000. In additional to the settlement payment, $130,000 in legal costs was incurred by the Insurer.
The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers, and will depend on the specific facts and circumstances involved.